Introduction to Financial Management
Review of Financial Statement Preparation, Analysis, and Interpretation
Financial Planning Tools and Concepts
Sources and uses of short- term and long-term funds
Basic Long-term Financial Concepts
Introduction to investment
Managing Personal Finance
Intended Users
Educators
Competencies
Explain the major role of financial management and the different individuals involved
Distinguish a financial institution from financial instrument and financial market
Enumerate the varied financial institutions and their corresponding services
Compare and contrast the varied financial instruments
Explain the flow of funds within an organization – through and from the enterprise—and the role of the financial manager
Prepare financial statements
Define the measurement levels, namely, liquidity, solvency, stability, and profitability
Perform vertical and horizontal analyses of financial statements of a single proprietorship
Compute, analyze, and interpret financial ratios such as current ratio, working capital, gross profit ratio, net profit ratio, receivable turnover, inventory turnover, debtto- equity ratio, and the like
Identify the steps in the financial planning process
Illustrate the formula and format for the preparation of budgets and projected financial statement
Explain tools in managing cash, receivables, and inventory
Cite bank and nonbank institutions in the locality that would serve as possible sources of funds for business operations
Compare and contrast the loan requirements of the different bank and nonbank institutions
Draw a flow chart on the steps in loan application
List down obligations of entrepreneurs to creditors
Identify uses of funds
Calculate future value and present value of money
Compute for the effective annual interest rate
Compute loan amortization using mathematical concepts and the present value tables
Apply mathematical concepts and tools in computing for finance and investment problems
Explain the risk-return trade-off
Compare and contrast the different types of investments
Classify investment according to its type and features, and advantages and disadvantages
Measure and list ways to minimize or reduce investment risks in simple case problems
Enumerate money management philosophies
Illustrate the money management cycle and gives examples of sound practices in earning, spending, saving, and investing money
